DISCLAIMER
 
THE INFORMATION BELOW APPLIES TO ALL INFORMATION CONTAINED ON THIS WEB SITE.  IT IS IMPORTANT TO UNDERSTAND THE INFORMATION BELOW.
 
Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail , voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect until confirmed directly with a licensed agent.
 
All coverages are subject to the terms, conditions and exclusions of the actual policy issued.  Not all policies or coverages are available in every state.  Information provided herein does not constitute professional advice; if you have legal, tax or financial planning questions, you need to contact a qualified professional.
 
Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and cannot, therefore, endorse nor guarantee any information provided by those sites.
 
Statements herein as to policies and coverages provide general information only. This information is not an offer to sell insurance.
 
The information contained on this web site is, in part, for the purpose of soliciting business and to secure customers of insurance products.